Pioneering Ethical Fintech
Beforepay Group (ASX: B4P) leverages advanced artificial intelligence, machine learning and sophisticated analytics to deliver safe and affordable financial products that empower working people around the world.
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Data-Driven, Human-Focused
Beforepay Group operates at the forefront of technology and ethical finance, transforming the fintech sector through innovative products that support the greater good of people and drive financial inclusion.
Smarter Credit Outcomes
Strategic Solutions
Supporting financial wellbeing through specialised consumer and enterprise solutions that address real-world challenges.
Carrington Labs
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Financial Results
FY26 Results: Revenue grew 26% YoY, Cash NPAT hit a record $15.7m increasing 57% YoY, and personal loan originations rose 728% YoY to $16.9m.
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Guided by Experts
Latest News
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2 million users: Beforepay marks a major milestone in Australian lending
Milestone reflects Beforepay’s rapid growth from Pay Advance into a broader Australian lender.
Carrington Labs Cashflow Score Now Available on Snowflake Marketplace
New integration enables lenders to implement cash flow underwriting directly within Snowflake for faster deployment and improved credit risk assessments.
Carrington Labs Launches Cashflow Score 2.0 With Expanded Explainability for Cash Flow Underwriting
Upgrade introduces five behavioral risk categories and clearer score drivers to help lenders assess borrower credit risk using open banking data.
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Ethical fintech committed to improving financial wellbeing through transparent, responsible, and technology-driven solutions.
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